Life Insurance Online Articles

Life Insurance Online recommends the following articles which we hope you find of interest.

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Life Insurance Articles

How Life Insurance Claims Work in Australia

Learn the general process for making a life insurance claim in Australia, including who can claim, what documents may be requested, how beneficiaries are considered and why policy definitions and exclusions matter. - read more

Life Insurance and Pre-Existing Conditions in Australia

Pre-existing conditions, medical history, occupation and lifestyle can affect how Australian life insurers assess an application. Learn what underwriters may consider, possible outcomes and how to prepare before requesting quotes. - read more

Top 5 Life Insurance Myths Debunked for New Parents

For young families in Australia, life insurance is not just a policy; it's a crucial part of financial planning that ensures your loved ones are protected. Navigating the world with a newborn or growing children brings immense joy and responsibility. Amidst this joy, safeguarding a family's future financially is an essential consideration. - read more

Choosing the Right Life Insurance Policy for Your Growing Family

For many families, life insurance isn't just a financial product but a vital part of ensuring financial stability. As parents, the well-being of your children and the ability to provide for them, even in unforeseen circumstances, is of paramount importance. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Why the Life Insurance Advice Gap Matters for Households

08 Sep 2026: Paige Estritori

Australia’s life insurance advice gap is again drawing attention, with fresh industry discussion pointing to a practical problem for households: many people are expected to make long-term protection decisions without enough tailored guidance. For families juggling mortgages, dependants, cost-of-living pressure and changing work patterns, that can make life cover feel both essential and difficult to assess. - read more

What Fresh Claims Data Says About the Value of Life Insurance

01 Sep 2026: Paige Estritori

Fresh industry claims data has put a timely spotlight on the role life insurance continues to play for Australian families, workers and business owners. While premiums and affordability often dominate the conversation, the latest sector snapshot is a reminder that life cover is ultimately tested at claim time, when a death, serious illness, disability or extended inability to work can quickly become a financial shock. - read more

New APRA Figures Put Life Cover Affordability Back in View

25 Aug 2026: Paige Estritori

The latest APRA life insurance performance figures suggest Australia’s life insurance sector is still moving through a more stable phase, even as affordability remains a live issue for households. The results continue the broad pattern seen in an earlier APRA update: insurers have been working to repair product sustainability, particularly after years of pressure in disability income insurance, while customers are weighing premiums against everyday cost-of-living demands. - read more

Why Insurance in Super Is Back Under the Spotlight

18 Aug 2026: Paige Estritori

Insurance held through superannuation is again attracting attention as regulators and industry observers focus on how members and their families are supported when a claim is made. The latest discussion centres on a familiar but important issue: many Australians have life, total and permanent disability or income protection cover inside their super fund, yet may not fully understand the policy rules until illness, injury or death forces the issue. - read more

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Knowledgebase

Aggregate Limit:
The maximum amount an insurer will pay for all covered losses during a policy period.

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